Is Dosh a Scam? My Honest Dosh App Review [2018]

Is Dosh a Scam? My Honest Dosh App Review [2018]

Welcome to my Dosh app review!

Dosh is a very popular app these days, and there are a lot of people making decent money with it. So, I downloaded it myself to see what all the hype was about. Let’s dive in!

Update 1 (5/6/18): Dosh isn’t quite as awesome as it was when I initially wrote this review. Scroll down to the complaints section to read why.

Update 2 (6/9/18): Dosh addressed most of the issues, and is once again highly recommended.

 

Dosh Review


Dosh app

Dosh is the latest cash back app to dominate the app stores (it’s available for both Android and iOS), and it’s easy to see why. Unlike most other cash back apps, you don’t need to scan receipts or do any “work”. You simply connect your credit card to Dosh, and automatically get cash back whenever you make a qualifying purchase.

Sounds great, but is Dosh safe or a scam? Since you have to link a card, there is definitely a legitimate privacy concern. I won’t make you wait: Dosh is perfectly safe to use. I’ll be covering this and more later in my review.

 

How Does Dosh Work?


If you do any kind of shopping, you probably know there are ways to get a small percentage of cash back on your purchases by using coupons, discount codes, and cash back apps.

I mean, come on…no one can resist the urge to buy this adorable kitty (just see for yourself!), and getting a little cashback would only sweeten the deal.

Lol..but anyway, the thing with these conventional methods that deters most people is the work involved. The regular run-of-the-mill coupons for like 1-5% cash back can be too much of a hassle to even bother with.

And that’s where Dosh comes in.

Dosh is essentially a “set it and forget it” application. All you have to do is sign up, link your card, and then whenever you use that card you get cash back automatically. No digging around for coupons, no scanning receipts, no hassle.

Once Dosh is installed on your phone and your first card is linked, Dosh shows a list of “offers” – nearby businesses that are partnered with Dosh. Next to each listing is the cash back percentage they offer.

If you live out in the sticks like I do, there probably won’t be many nearby offers available. If you’re in a decent-sized city however, you should have plenty of options.

There are also tons of online offers available, including huge names like Walmart, Target, and Nike. So if you do a lot of shopping online, this would be a great way to cut down on some costs.

Dosh stores
Stores that work with the Dosh app

Once you’ve accrued at least $25 (doesn’t take long), you can cash out immediately.

Another thing that sets Dosh apart is the huge earning potential. You’ll see why soon.

 

How to Make Money with Dosh


Dosh earnings

Dosh is good for more than just cash back from stores. There are several other ways to earn money with Dosh, all of which can be very lucrative.

 

Link a card for a free $5

When you link your first card, you will immediately get $5 for free. If you use more than one card, you will want to link the others in order to get cash back for purchases you make with them. Each additional card you link will earn you an extra $1 for free.

 

Get cash back on hotel bookings

If you ever stay at hotels, you will definitely want Dosh. The average cash back for a hotel in New York is $106. For Memphis, the average is $205. And for Rome, the average is an astounding $1,037!

You will also receive a free $25 for your first hotel booking, on top of the cash back.

 

Refer your friends to Dosh

In the Dosh app, you’ll see a menu item called “Refer”. When you click this, it will display your unique referral link/code. You can send this to friends and family through SMS, email, and social media, or you can manually copy and paste it wherever you want.

When people click your link, download Dosh, and link a card, you will get a referral bonus – in other words, free money! The referral bonus is currently $8. Normally the bonus is $5, but Dosh has a special promo going on until July 31st.

The income potential here is quite high. Let’s say you send the link to 100 people. Even if only 20 of them sign up and link a card, you’ll earn $160! I know of some people making a lot more than this though. It’s entirely possible to make several thousand from referrals alone!

Join Dosh here and start referring your friends.

 

Refer Businesses to Dosh

Want to really make a lot of money? Refer a business to Dosh!

You will get 20% of the business’ Dosh fees for two years. That could be a full-time income depending on the size of the business.

In order to refer a business, you agree to some terms and conditions, and then fill out a form on the app.

 

How Does Dosh Pay?


Once your Dosh balance reaches $25, you can cash out by Direct Deposit or through PayPal. Although the funds may take a couple business days to transfer, it usually takes only a few minutes.

UPDATE: I just cashed out, and the funds transferred immediately:

Dosh $25 payment
Cashing out $25….

 

Dosh payment proof
Dosh payment proof! The funds transferred immediately.

 

Dosh App Complaints


Complaints in yellow were added on 5/6/18:

Updates were added on 6/9/18

Not getting cashback for online purchases

According to this article, it takes about 90 days to receive cashback for online purchases. But what’s worrisome is that some users reported that after making an online purchase, it did not show up on their Activity page in the Dosh app.

 

Nearby offers are few and far between

Even if you reside in a well-populated area, don’t expect loads of nearby offers

Update: Dosh has partnered with Exxon/Mobil, so now you can get 2% cashback for gasoline. This also means that nearby offers are a lot more ubiquitous, as most people have an Exxon/Mobil gas station nearby.

 

The referral bonus is difficult to get

It used to be that referring other people to Dosh was very profitable. But that was when users only had to download the app through your link and link their credit or debit card.

Now, in order for you to receive the referral bonus, your referrals also have to complete a nearby offer. Since these offers are scarce, only a tiny percentage of your referrals will do so. In fact, I have many dozens of referrals, but ever since this policy change, I have not received a single referral bonus.

Update: you can once again get the referral bonus after your referrals link a card! They don’t have to complete a nearby offer in order to get the bonus. 🙂

 

Linking a credit/debit card

The fact that you have to link your card to Dosh is enough for a lot of people to refuse to use it. However, Dosh is clear that they don’t store your password, credit/debit card data, or bank account information on the app or on their servers. Dosh uses bank-level, encrypted security, and all transactions made using Dosh are encrypted.

However, if you’re still uncomfortable linking your card, there are plenty of other ways to make money online. Here’s my top recommendation.

 

Issues with the app

The app can be a little glitchy sometimes, but they are working hard to fix the issues.

 

Slow customer service

Because Dosh is growing like crazy, apparently they get a lot of support tickets, and it can be difficult for them to get back to you in a timely manner. Generally, you can expect a response within several business days.

 

Is Dosh a Scam? Final Thoughts….


With millions of downloads and a 4.4 star rating on the Google Play store, Dosh is definitely a legitimate and safe cash back app. Dosh is working hard to address any issues with the app and is improving all the time.

I downloaded Dosh, linked a card, and even cashed out and have had no trouble. It’s by far the best cash back app I know of, and the referral bonuses are crazy high!

I highly recommend this app – it’s a great way to earn a little extra income, just by living life like normal.

And if you download Dosh with my link below, you will get a free $5 bonus after linking a card!

 

If you are interested in other ways to get cashback for your purchases, definitely look into Ebates and Paribus. Both are highly recommended.


Thanks for reading my Dosh review! Have you ever used Dosh? What do you think of it? Feel free to leave a comment below, and if you have any questions, I’d love to help out!

how people make thousands of dollars online

16 thoughts on “Is Dosh a Scam? My Honest Dosh App Review [2018]

  1. Dosh is the worst app ever. $25.00 is a high threshold to reach. Terrible Terrible. I had my friend sign up and there are no places available in her area and she lives by B-more.

  2. What I have to say is ever since I’ve had Dosh I haven’t collected one penny. I use it according to the directions at eligible restaurants and locations on very numerous occasions. I can’t even contact them because they have no contact information. Needless to say I’m not satisfied

  3. Another thing to think about – what if you want to stop using it?

    I deleted the app a month ago and confirmed with Dosh several times that they had deleted my account were no longer tracking my credit card. Then today I got an email from Dosh that I’d earned credit for a purchase – that I made today.

    I would not recommend using Dosh if you don’t want them to track your credit card forever, without your consent.

    • Hi Beth,

      That’s disturbing…thanks for reporting that! It should be an easy fix on Dosh’s part, I would think? But nonetheless, did you contact Dosh about this specifically? I linked to their contact page in a reply to a comment above.

      Hope this gets sorted out!

  4. I’ve used Dish a lot, and was happy to see the bump up to 8% at Sams this weekend, BUT, when I went to check out, I couldn’t do it as credit! I always do so I can get the normally 2%. It made me check out as debit, so no cash back!! Very annoyed!

  5. This app is horrible I use the stores in the app and I have yet to receive my cash back and it’s been over 90 days it also doesn’t show in activity I feel really cheated and it’s ridiculous

    • I contacted Dosh about this a little while ago, since a friend was experiencing the same thing. Dosh support wasn’t of much help unfortunately, but my friend finally did receive the cash back about a month later. Hope you get your cash back soon!

  6. Dish is not letting any one of my friends and family to created an account. It says, “The Number must be an American Number”… What does that mean? This sucks..

Leave a Comment