Welcome to my Dosh app review!
Dosh is a very popular app these days, and there are a lot of people making decent money with it. So, I downloaded it myself to see what all the hype was about. Let’s dive in!
Dosh is the latest cash back app to dominate the app stores (it’s available for both Android and iOS), and it’s easy to see why. Unlike most other cash back apps, you don’t need to scan receipts or do any “work”. You simply connect your credit card to Dosh, and automatically get cash back whenever you make a qualifying purchase.
Sounds great, but is Dosh safe or a nasty scam? Since you have to link a card, there is definitely a legitimate privacy concern. I’ll be covering this and more in my review.
How Does Dosh Work?
If you do any kind of shopping, you probably know there are ways to get a small percentage of cash back on your purchases by using coupons, discount codes, and cash back apps.
The thing with these conventional methods that deters most people is the work involved. The regular run-of-the-mill coupons for like 1-5% cash back can be too much of a hassle to even bother with.
And that’s where Dosh comes in.
Dosh is essentially a “set it and forget it” application. All you have to do is sign up, link your card, and then whenever you use that card you get cash back automatically. No digging around for coupons, no scanning receipts, no hassle.
Once Dosh is installed on your phone and your first card is linked, Dosh shows a list of “offers” – nearby businesses that are partnered with Dosh. Next to each listing is the cash back percentage they offer.
If you live out in the sticks like I do, there probably won’t be many nearby offers available. If you’re in a decent-sized city however, you should have plenty of options.
There are also tons of online offers available, including huge names like Walmart, Target, and Nike. So if you do a lot of shopping online, this would be a great way to cut down on some costs.
Once you’ve accrued at least $25 (doesn’t take long), you can cash out immediately.
Another thing that sets Dosh apart is the huge earning potential. You’ll see why soon.
How to Make Money with Dosh
Dosh is good for more than just cash back from stores. There are several other ways to earn money with Dosh, all of which can be very lucrative.
Link a card for a free $5
When you link your first card, you will immediately get $5 for free. If you use more than one card, you will want to link the others in order to get cash back for purchases you make with them. Each additional card you link will earn you an extra $1 for free.
Get cash back on hotel bookings
If you ever stay at hotels, you will definitely want Dosh. The average cash back for a hotel in New York is $106. For Memphis, the average is $205. And for Rome, the average is an astounding $1,037!
You will also receive a free $25 for your first hotel booking, on top of the cash back.
Refer your friends to Dosh
In the Dosh app, you’ll see a menu item called “Refer”. When you click this, it will display your unique referral link/code. You can send this to friends and family through SMS, email, and social media, or you can manually copy and paste it wherever you want.
When people click your link, download Dosh, and link their first card, you will get a referral bonus – in other words, free money! The referral bonus is currently $5, but Dosh has been known to increase this amount (it was as high as $15 in January).
The income potential here is quite high. Let’s say you send the link to 100 people. Even if only 20 of them sign up, you’ll still earn $100. I know of some people making a lot more than this though. It’s entirely possible to make several thousand from referrals alone!
Join Dosh here to get a $5 bonus after linking your first card!
Refer Businesses to Dosh
Want to really make a lot of money? Refer a business to Dosh!
You will get 20% of the business’ Dosh fees for two years. That could be a full-time income depending on the size of the business.
In order to refer a business, you agree to some terms and conditions, and then fill out a form on the app.
How Does Dosh Pay?
Once your Dosh balance reaches $25, you can cash out by Direct Deposit or through PayPal. Although the funds may take a couple business days to transfer, it usually takes only a few minutes.
UPDATE: I just cashed out, and the funds transferred immediately:
Dosh App Complaints
Linking a credit/debit card
The fact that you have to link your card to Dosh is enough for a lot of people to refuse to use it. However, Dosh is clear that they don’t store your password, credit/debit card data, or bank account information on the app or on their servers. Dosh uses bank-level, encrypted security, and all transactions made using Dosh are encrypted.
However, if you’re still uncomfortable linking your card, there are plenty of other ways to make money online. Here’s my top recommendation.
Issues with the app
The app can be a little glitchy sometimes, but they are working hard to fix the issues.
Because Dosh is growing like crazy, apparently they get a lot of support tickets, and it can be difficult for them to get back to you in a timely-manner. Generally, you can expect a response within several business days.
Is Dosh a Scam? Final Thoughts….
With millions of downloads and a 4.4 star rating on the Google Play store, Dosh is definitely a legitimate and safe cash back app. The main issues people have with it are slow support and sometimes slow payments, but Dosh is working hard to address these and is improving all the time.
I downloaded Dosh, linked a card, and even cashed out and have had no trouble. It’s by far the best cash back app I know of, and the referral bonuses are crazy high!
I highly recommend this app – it’s a great way to earn a little extra income, just by living life like normal!
And if you download Dosh with my link below, you will get a free $5 bonus after linking a card!
Thanks for reading my Dosh review! Have you ever used Dosh? What do you think of it? Feel free to leave a comment below, and if you have any questions, I’d love to help out!